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Retired and working

 By JAY REY, The Buffalo News

 August 27, 2002

 "I'm going to be here until I'm 85, and then I'm out of here." Vinny DiNatale, 68, who rejoined the work force

 


Carolyn Mancuso of the Town of Tonawanda retired three years ago, but picked up a part-time job for a little extra cash.

Victoria Sapienza of Buffalo retired from her job with the city six years ago. Now, she's working part time, too.

And Vinny DiNatale of Buffalo, a 68-year-old retired business owner now part-time Target employee, isn't sure he'll ever really retire.

"I'm going to be here until I'm 85," Di-Natale said, "and then I'm out of here."

This isn't the retirement you always imagined, but it's the reality for a growing number of senior citizens.

The desire to stay active and boredom with retirement are part of the reason more senior citizens are staying in the work force. But many others aren't sticking around the office because they want to - they need to.

Changing lifestyles and economic pressures - such as the recent stock market losses that eroded savings - are forcing retirees back to work and keeping senior citizens on the job longer than they had anticipated.

More than 13 percent of people across the country 65 and older were employed or looking for work in March 2002, according to a recent Census Bureau report.

While still a relatively small percentage of the senior citizen population, it was a 50 percent jump over 20 years ago. And the unsettling economy no doubt has boosted those numbers since the Census Bureau's survey was done in 2002, experts said.

Many senior citizens are taking minimum-wage service jobs: greeting customers at Wal-Mart, taking orders at McDonald's or ringing up groceries at the supermarket, where the work is part time and the hours are flexible, experts from the AARP said.

"I needed to supplement my pension and Social Security. They're both small," said Sapienza, 69.

After retiring from the city's community development office, Sapienza ran a bookstore for a couple of years. Most recently, the divorcee landed a job working in the gift shop at the Albright-Knox Art Gallery, but that ended last week and now she's looking for another job.

"When you have a job making a nice salary and you go down to one-third of it, it's quite hard," she said.

The number of senior citizens in the work place is expected to climb in the years ahead, and not just because of the government's move to increase retirement age from 65 to 67 or concern over the solvency of Social Security.

In fact, the notion of working at least part time until late in life is now commonly accepted by many from younger generations.

But if you're anxious to trade the daily grind for early retirement and a new set of golf clubs, be prepared: Retirement isn't what it used to be.

Paying the bills

A recent AARP study that surveyed workers 45 and older showed 69 percent expect to work long past traditional retirement age.

It's part of an increasingly common attitude among workers who are resigned to the idea of "bridge jobs," not only to provide social interaction but, more importantly, help pay the bills late in life.

For example: Helen Buss, 67, of Orchard Park, works part time as a receptionist in West Seneca.

Sylvia Volk, 69, of Buffalo, works two part-time jobs.

Mancuso, 65, retired as a manager at a Buffalo distribution center a few years ago.

She receives $688 a month in Social Security, has some savings in the bank and lives in an apartment above her son's home, which helps keep down her budget. But she took a part-time job at the Richmond-Summer Senior Center, where she receives about $100 a week.

"One of the biggest reasons I went back to work was the money. I needed to work," Mancuso said. "It isn't much, but it helps."

The rising cost of health care plays a big part in the decision to continue working during the retirement years, said Deborah Russell, manager of economic security and work at the AARP in Washington.

As more companies cut or eliminate health insurance, retirees are re-entering the work force to pick up or help pay for health care, Russell said.

And despite having Medicare, senior citizens are faced with the costly burden of paying for their prescription drugs.

Mancuso has been paying about $200 a month for health coverage.

"You take that out of $688, and we're talking about very little money left," she said.

Maintaining a lifestyle

More than 18,550 people 65 and older in Erie and Niagara counties were employed in 2000 - a 16 percent increase from the previous decade, according to census figures.

While more women have returned to the work force after raising children, men 65 and older still outnumber working elderly women in the Buffalo region by a 2-to-1 margin, figures show.

Part of this trend of older workers is a result of the changing lifestyles of senior citizens, said Pamela Krawczyk, Erie County's director of senior services.

Many of today's younger senior citizens are accustomed to a more comfortable lifestyle, compared with previous generations of retirees, who may not have earned as much during their working careers and were used to a more humble way of life, Krawczyk said.

These days, she said, many senior citizens continue to work so they can afford the small luxuries, such as traveling to visit children and grandchildren in other parts of the country.

"You like to have a few dollars," Sapienza said.

DiNatale, retired several years ago from his business of manufacturing ceramic kilns. But he soon took a part-time job stocking at Target on Delaware Avenue. It was in part to keep busy, part out of necessity.

He doesn't have a pension, and while he and his wife don't live extravagantly, they like to do something special now and then - a dinner out, maybe buying flowers for the yard.

"If you don't like to do things, you can probably get by," DiNatale said. "But it's about quality of life."

Senior citizen boom

There's another factor ensuring the number of elderly workers will continue to climb: simple demographics.

Once the baby boom generation comes of age, the sheer size of that segment of the population is expected to increase the number of senior citizens in the work place, said Russell, the AARP expert.

Besides, Russell said, people are living longer, healthier lives, and those age 65 today could live to be 85. "And that's a long time to be completely out of work," Russell said.

A bit surprising, however, is that the Buffalo Niagara region - which has one of the highest shares of elderly in the nation - has a smaller percentage of senior citizens in the work force, 10 percent, compared with the rest of the nation at 13 percent.

That may be because of the local job market, a more frail elderly population unable to work, or a region that hasn't realized the employment potential of this group, experts suggest.

In fact, while lower-level jobs for senior citizens seem readily available in the retail and service industries, senior citizens still aren't getting their due in other parts of the local job sector, said Krawczyk, the senior services director.

"Ageism is still out there," Krawczyk said.

But for senior citizens like DiNatale, retiring just isn't in the cards.

"As long as I'm physically fit, I'll keep working," DiNatale said. "You get bored at home. How many reruns of Perry Mason can you watch?


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