|
Feds
Could "Gut" Social Security Disability Rolls
By Catherine Komp, The NewStandard
April 28, 2006
Advocates for low-income Americans and people with
disabilities are calling on the federal government to drop a proposed
change to Social Security that would force some people now qualifying for
benefits to wait two more years before receiving aid.
They say the change is nothing more than an attempt to "slash the
disability rolls" while increasing hardship for some of America's
most vulnerable.
Critics also say the proposal would disproportionately affect people of
color, especially blacks who experience higher rates of disability and
have a harder time finding employment.
The Social Security Administration (SSA) rule-change proposal, published
in the Federal Register last November, would make several different
categories of people qualifying for disability benefits wait two more
years for payments to start. Because Medicare and Medicaid eligibility are
based on Social Security qualifications, individuals would have to
postpone receipt of those healthcare benefits too.
Bryan Blackwell, a lawyer who represents Social Security claimants in
Dothan, Alabama, said the wide variety of health problems that his clients
have would make it difficult for them to continue working.
"You have people who have been injured on the job and who may have
received a little money from workers' [compensation], but that's either
run out or fixing to run out," Blackwell explained to The NewStandard.
"Maybe they get a small check, but it doesn't come out to what they
were earning previously. And you know people like that sometimes have to
file for disability."
Likewise, attorney Donald Bishop said some of the clients he has
represented in rural North Arkansas and the Ozark Mountains have been
employed since their teens in back-breaking work in the timber industry
and masonry.
"Several of my clients have done such arduous work and have arthritic
backs, only a seventh-grade or less education, and can barely stand mostly
upright for six hours," wrote Bishop in his public comments to the
SSA in response to its rule-change notice. "Persons like these hard
workers are the most obvious persons to be harmed by this proposed rule
change."
If the changes go through, clients like those described by Bishop and
Blackwell would have to continue working or find some other source of
income until they reach the new age requirements. The SSA wants to raise
the age limit for their category of "younger individual" from 50
to 52, meaning that most people below that age are considered to have an
ability to adjust to other work, despite the onset of a work-related
disability. The proposal would also increase by two years the eligibility
age for individuals who are considered illiterate or unable to communicate
in English, from 45 to 47. Other groups would be affected as well.
Calling the rule change's consequences a "minimal increase," the
agency said they are justified because of "clear and overwhelming
evidence that the average health of the elderly population is
improving," thus increasing their ability to work longer.
But critics don't agree the change is minimal, especially for those who
suffer on-the-job injuries. "Two years is an awfully long time to
wait if you have acquired a disability after working in a grueling or
dangerous occupation all of your life and you have no other job skills to
speak of," said Arloc Sherman, senior researcher at the Center for
Budget and Policy Priorities (CBPP), a progressive think tank. "That
is generally the situation that we're talking about with [this]
proposal."
Some policy analysts, including Sherman, who co-authored a recent CBPP
report on the rule-change proposal, say the justifications used by the SSA
are illogical, failing to take into account federal data that indicates
decreasing opportunities for people with disabilities.
"Our sense is that there isn't firm research grounding this
regulatory proposal, and it would behoove SSA to look closely at what
research there is before trying to move forward," said Sherman.
Part of the SSA's five-step "grid" for determining disability
eligibility is that applicants must be unable to return to their previous
jobs because of their injuries, and other job choices must be limited due
to lack of skills or education. But in the new rule proposal, the SSA
states that "economic and social changes have ... increased
opportunities for individuals with disabilities to participate in the
workforce" and that "there are many jobs that individuals,
despite their age, are capable of performing and adjusting to, even though
they have not done those jobs previously."
However, according to a CBPP analysis of the Census Bureau's Current
Population Survey, between 1988 and 2004, the number of people with
self-reported disabilities who had jobs dropped from 22 to 17 percent, in
contrast to a slightly rising employment rate for all adults.
The SSA's proposal also neglects to examine how the rule change would
affect communities of color, which generally have higher rates of
disabilities, lower incomes and inferior health care. According to a CBPP
analysis of the Current Population Survey, blacks make up 22 percent of
45-61 year olds who receive Social Security Insurance or Social Security
disability payments, but they only account for 11 percent of all Americans
in this demographic. CBPP also found that the same group of blacks with
work-limiting disabilities have an employment rate that is less than
two-thirds of all similarly disabled Americans.
Dr. Henrie Treadwell, senior social scientist at the Atlanta-based
National Center for Primary Care, said the proposal will impact many black
men especially. Those caught in a cycle of jail or prison, followed by
homelessness, and who have often worked in more hazardous jobs because of
their economic and education status, are particularly vulnerable.
"With the rule change they must remain homeless longer, go without
any Medicare services longer, and in general continue to be marginalized
by the very systems that are purported to protect Americans,"
Treadwell said.
Ethel Zelenske, director of government affairs for the National
Organization of Social Security Claimant's Representatives, a membership
group of lawyers and disability-rights advocates, agrees that the problem
with the SSA's proposed rule is the detrimental impact on individuals with
the most adverse vocational attributes: a low education, low income, and
low skills.
While the SSA cites a drop in the number of physically demanding jobs
available, Zelenske said the problem lies in this shift to white-collar
jobs, "which don't necessary benefit people who have lower education
levels and few skills and lack the ability to perform those jobs."
The agency also estimated that the rule change would save the federal
government $5.8 billion dollars over the next ten years, leading some
groups to believe the motivation behind the rule change is monetary. In
its public comments to the SSA, Philadelphia's Community Legal Services,
an organization providing representation to low-income people, accused the
agency of trying to save federal spending "by defining disability in
an even more restrictive manner than currently."
They also pointed out that increased life span has nothing to do with the
available jobs or occupations for older people with work limitations.
"That others in society may be in better health, may live longer, and
may be able to perform more activities on a regular basis [has] no impact
on whether a 51-year-old individual with less than a high-school education
[and] who is limited to sedentary work is 'disabled' within the meaning of
the Social Security Act," wrote Richard Weishaupt and John Whitelaw,
two attorneys for the group.
SSA officials did not grant TNS's request for a response to criticisms of
the rule-change proposal, but instead wrote in an e-mail that they will
"consider and evaluate" all comments that were received and
"any changes made will be reflected in the final rule."
But critics, including NOSSCR's Zelenske, want the proposal rescinded
completely. She said waiting two more years for disability benefits could
harm too many people.
"They've tried to work, often to their detriment ... and some people
keep trying to work and make themselves sicker by doing that,"
Zelenske said. "But by the time they come in and apply for disability
benefits, generally they have exhausted everything else that's out
there."
|
|