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Older Adults Make Themselves Heard on Prescription Drugs

By Jo Mannies, STL Post-Dispatch

 August 30, 2003

Myrna Fichtenbaum, 73, and Audrey Vallely, 77, both support a national prescription drug benefit for the elderly. But they back differing approaches.

Fichtenbaum, of University City, is a member of the Older Women's League - which joined a cadre of other groups, led by the national Alliance of Retired Americans, in picketing Wednesday outside the Clayton office of Sen. Christopher "Kit" Bond, R-Mo. They were protesting his support for a measure that opponents say will force many elderly people into private insurance plans and threaten the future of Medicare.

On Thursday and Friday, members of the Seniors Coalition, a national group that backs the bill, held supportive events in St. Charles and St. Louis counties. The group also stopped by the local office of Rep. Todd Akin, R-Town and Country, to laud his support of their view.

A Washington spokesman for the Seniors Coalition, Chris Williams, said the versions backed by Bond and Akin are economically sound and will protect the rights of elderly people who already have drug coverage through private insurers. The group claims that some opponents want to force all elderly people into one costly, government-run benefit program.

Vallely, of Pacific, likes what she's heard about the measures so far. She testified Wednesday at a hearing conducted at Harris-Stowe State College by Sen. Jim Talent, R-Mo. Also appearing was Claude Allen, deputy secretary of the U.S. Department of Health and Human Services.

This week's focus on the issue comes as area congressional lawmakers are about to head back to Washington next week. A prescription drug benefit is slated among the first issues they tackle.

Each of the national lobbying groups claims to have millions of members: the Alliance of Retired Americans is made up mainly of unions and community-based groups; the Seniors Coalition is more conservative and, according to some news accounts, has ties to the pharmaceutical industry.

Both sides agree that their debate can be confusing, especially to elderly Americans, who as a group are most affected by the rising costs of prescription drugs.

A conference committee is slated to soon deal with the two differing prescription drug bills that passed the House and Senate in June.

The Alliance of Retired Americans opposes both measures; the Seniors Coalition prefers the House bill, but Williams said the group can live with a compromise version.

Under both bills, private plans would provide the drug benefit. The Senate version would set up a government fallback plan if no private plan - or only one - is available in an area.

Monthly premiums in either bill would be about $35. Low-income people would pay lower premiums. Under the Senate plan, a person must spend $275 a year on drugs before receiving benefits. Insurance then would cover half the additional costs up to $4,500.

Under the House bill, the annual deductible is $250. Insurance then would cover 80 percent of drug costs from $251 to $2,000. Under the Senate bill, there would be no coverage for annual drug costs between $4,500 and just over $5,800. In the House version, the coverage lapses for spending between $2,000 and about $4,900 a year.

Both measures share a common problem: each exceeds President George W. Bush's spending limit of $400 billion over 10 years. Republican congressional leaders have said the final compromise bill will comply with the limit. Legislators predict that it will be 2006 or later before any bill goes into effect.

Both the House and Senate versions include a key provision sought by Bush - encouraging private companies to set up health care plans that would compete with the current Medicare program.

Backers say that approach would keep down costs and improve care. Opponents contend that it would shift public money to private insurance companies and likely lead to reduced health benefits for elderly and disabled people.

Bob Kortkamp, retired secretary-treasurer of the St. Louis Labor Council and president of the Missouri chapter of the Alliance of Retired Americans, said his group fears that the insurance companies would impose limits on which drugs could be purchased and could require large out-of-pocket premiums.

Williams, with the Seniors Coalition, is more optimistic. "We support more the private approach," he said. "We think there will be common ground.” 


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